Apply from your phone, verify with OTP and get funds straight to your bank — with transparent rates and flexible repayment plans.
About us
Veloziq Credit is a licensed online lender. A secure digital application, responsible lending and honest terms give every customer a smooth path from application to approval.
Our streamlined review means you get the funds you need quickly.
Bank-grade encryption protects every detail.
No hidden fees, no confusing terms.
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Happy borrowers
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Average approval
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Satisfaction rate
Drag the sliders — the plan updates instantly.
Choose an amount, verify your phone via OTP.
Fill the form, upload IC & selfie.
Quick checks, approval in minutes.
Check your offer, sign with OTP.
Online transfer to your favourite bank.
“I couldn't work while sick and needed rent money. I applied from my phone and was approved quickly — it got me back on my feet.”
Mohamad
Grab driver
“As a freelancer it's hard to get a credit card. Veloziq got me the cash for a new work laptop in one afternoon.”
Lee Bin Keat
Freelance designer
“Urgent car repair, immediate funds. The repayment schedule and interest were crystal clear from the start.”
Ong Hei Yao
Office worker
“The 7-day support team walked me through every step. Simplest personal loan I've ever had.”
Dr Ong Cheng Boon
Clinic owner
Residents aged 18 or above, regardless of employment status or income level, can apply.
ID, proof of address and proof of income (if applicable). Some customers are exempt from income proof.
Based on amount, tenure and your credit profile. You'll see the exact rate before you sign.
No. The whole process is online, simple and fast.
