v1.7.0EngineMobileAdmin
Partial payments, unified allocation engine and limit upgrades
- New unified allocation engine: overdue fee → penalty → each period's fees → interest → principal, strictly by period
- Partial payments in the H5 app, with an allocation preview before paying
- Limit upgrades for repeat borrowers by completed loans and on-time rate; manual limits protected
- KYC-assessed limits can be edited in the console, with a full audit trail
- Write-off status and whole-loan fee waivers