City skyline
Licensed money lender

Financial support you can plan around.

Personal and business loans from $1,500 to $100,000. Apply online in minutes, get a decision fast, and repay on terms that fit your cash flow.

  • Approval in minutes
  • No guarantor needed
  • Transparent rates
  • Funds to any bank

Loan calculator

Live estimate
Loan amount$ 1,500
$1,500$100,000
Annual interest rate0 %
0%36%
Repayment period1 month
1 mo12 mo

Required

$ 0

Interest

$ 0

Total

$ 0

Monthly payment$ 0
Apply now

0+

Customers served

$0M

Loans disbursed

0 min

Average approval

0.9/5

Customer rating

Finance team meeting Online application on laptop

10+

Years of responsible
lending

About us

A trusted financial institution, built for the digital era.

Veloziq Finance provides fast and convenient online loans. Through a secure digital application process and responsible lending practices, we deliver a smooth borrowing experience from application to approval — with transparency, fair terms and professional customer service.

Why Veloziq

Everything you expect from a modern lender

Approval meeting

Immediate approval

A streamlined application means funds arrive quickly.

Secure cards

Safe & confidential

Strong security keeps your information private.

Clear statements

Transparent rates

No hidden fees or confusing terms.

User friendly service

User-friendly platform

Apply, sign and track progress in one place.

How it works

Simplified application steps

Apply on phone

Step 01

Apply online

  • · Select your loan amount
  • · Enter your phone number and verify via OTP
  • · Submit a simple application form
Fill in information

Step 02

Fill in brief information

  • · Complete the application form
  • · Upload your IC & a selfie
Review and approval

Step 03

Review & approval

  • · Checks are made quickly
  • · Approval in as little as a few minutes
Sign the agreement

Step 04

Sign the agreement

  • · Check your loan offer
  • · Verify and sign through OTP
Receive money

Step 05

Receive money quickly

  • · Receive funds via online transfer
  • · Choose your favourite bank

Testimonials

Trusted by 100,000 customers

5.0 rating

"I couldn't work while infected and needed rent. I applied through my phone and was approved quickly — it helped me get back on my feet."

Mohamad

Grab driver

5.0 rating

"As a freelancer it's hard to get a credit card or personal loan. Veloziq made it easy to get the cash for a new work laptop."

Lee Bin Keat

Freelancer

5.0 rating

"I needed urgent money to repair my car and got immediate funds. Easy process, transparent repayment and interest."

Ong Hei Yao

Office worker

5.0 rating

"Heard about Veloziq from my roommate. Amazed how simple a personal loan is in the app, and support is there 7 days a week."

Dr Ong Cheng Boon

Clinic owner

FAQ

Frequently asked questions

What are the requirements to apply for a loan?

Residents aged 18 or above, regardless of employment status or income level, are eligible to apply.

What documents do I need to provide?

Identification documents, proof of address, and proof of income (if applicable). Some customers may be exempt from income proof.

How do you calculate interest?

Based on loan amount, repayment period and individual credit profile. You'll be informed of the actual rate during the application.

Is a guarantor required?

No guarantor is required. The application process is simple and fast.

Handshake

Ready to get started?

Download the app and apply in under 5 minutes.

Download on the App StoreGet it on Google Play