Fast
Approval in minutes
A streamlined process so the money is there when you need it.
Rent, repairs, a new laptop or a new start. Apply in minutes on your phone, with clear rates and repayments that fit your month.
99k100,000+ neighbours
already borrowed with a smile
Loan approved!
$ 5,000 · just now
Money received
to your bank · 8 min
Reminder set
next payment in 30 days
About us
We're a licensed online lender that keeps things simple, honest and kind — from your first tap to your last repayment.
A streamlined process so the money is there when you need it.
Strong security keeps your details safe and confidential.
No hidden fees, no confusing terms. Ever.
Apply, sign and track repayments in one friendly app.
You'll pay about
$ 0
per month
How it works
Pick an amount, verify by OTP
Short form + IC & selfie
Approval in minutes
Check the offer, tap to sign
Straight to your bank
Mohamad
Grab driver
"Couldn't work while sick and rent was due. Applied from my phone and got approved fast. Thank you!"
Lee Bin Keat
Freelancer
"Freelancing makes credit cards tough. Veloziq helped me get a new laptop for work — super easy."
Ong Hei Yao
Office worker
"My car needed urgent repairs. Funds came right away and the costs were clear from the start."
If you're 18 or above, you can apply — whatever your job status or income level.
ID, proof of address and proof of income (if applicable). Some customers don't need income proof.
It depends on the amount, the period and your credit profile. You'll see the exact rate before signing.
Nope! No guarantor needed. Simple and fast.