Veloziq
Personal loans from 0% p.a. promotional•Approval in minutes•No guarantor required•Up to $100,000•Tenure 1 – 12 months•100,000+ customers served• Personal loans from 0% p.a. promotional•Approval in minutes•No guarantor required•Up to $100,000•Tenure 1 – 12 months•100,000+ customers served•
Vol. 26 · The Lending Issue

Money, when it actually matters.

Simplify your financial journey. Veloziq brings loan requests, progress updates and repayment plans into one live platform — so you can apply from your phone, verify by OTP and receive funds straight into your bank account. Transparent rates, flexible tenures, no guarantor.

0k+

Clients

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Approval

0

Guarantors

Hong Kong skyline
Fig. 1 — Victoria Harbour, where 100,000 customers borrow smarter.

§ 01

Aboutthe lender.

A professional, licensed provider of fast online loans. Through a secure digital process and responsible lending, we take customers from application to approval smoothly — with transparency, fair terms and service that treats you like a person, not a file number.

Loan paperwork and calculator

No. 1

Immediate approval

A streamlined review means funds arrive when you need them.

Stacking coins

No. 2

Transparent rates

Say goodbye to hidden fees and confusing terms.

Signing an agreement

No. 3

Safe & confidential

Strong security keeps your information private at every step.

§ 02

The ledger.

Set your amount, rate and tenure. Every figure below is calculated with standard equal-instalment amortisation.

Principal$ 0
Total interest$ 0
Total repayment$ 0
Monthly instalment$ 0
Apply on these terms

§ 03

Five steps, start to cash.

  1. 01

    Apply online

    Select your loan amount, enter your phone number and verify via OTP, then submit a short form.

  2. 02

    Brief information

    Complete the application and upload your IC and a selfie for identity verification.

  3. 03

    Review & approval

    Checks run quickly — approval can arrive in as little as a few minutes.

  4. 04

    Sign the agreement

    Review your loan offer and sign electronically with an OTP.

  5. 05

    Receive the money

    Funds are transferred online to the bank of your choice.

§ 04

Letters from 100,000 readers.

“I couldn’t work while I was sick and needed rent. I applied on my phone and was approved quickly — it put me back on my feet.”

Mohamad

Grab driver

“Freelancers rarely get credit cards. Veloziq made it easy to get the cash for a new laptop for work.”

Lee Bin Keat

Freelancer

“Urgent car repairs, immediate funds. The repayment details and interest costs were completely transparent.”

Ong Hei Yao

Office worker

§ 05

Reader’squestions.

Q1What are the requirements to apply?›

Residents aged 18 or above, regardless of employment status or income level, are eligible to apply.

Q2What documents do I need to provide?›

Identification, proof of address and proof of income (if applicable). Some customers may be exempt from income proof.

Q3How do you calculate interest?›

Based on loan amount, repayment period and your credit profile. You’ll see the actual rate during the application.

Q4Is a guarantor required?›

No guarantor is required. The application is simple and fast.