宣傳圖

About Us

Help You Credit is a professional financial service provider offering fast and convenient online loan solutions in Hong Kong. We are a trusted financial institution. Through a secure digital application process and responsible lending practices, we provide customers with a smooth borrowing experience from application to approval. Our team is committed to transparency, fair terms, and professional customer service, ensuring that every client receives reliable financial support.

Immediate approval

Immediate approval process

Our streamlined application and approval process means you can get the funds you need quickly.

安全保密

Safe and confidential

Our strong security ensures the confidentiality of your information, ensuring peace of mind during the loan process.

Transparent rates

Transparent rates

Personal loans can be approved in seconds, and say goodbye to hidden fees and confusing terms.

User-friendly interface

User-friendly interface

From submitting your application to tracking your progress, our platform is designed to provide a worry-free experience every step of the way.

Your personal loan calculator

Loan amount$ 1,500
annual interest rate0 %
Repayment period1 month
Required amount
$ 1,500
total interest
$ 0
Monthly payment
$ 1,500
Total Repayment
$ 1,500

Simplified application steps

1

Apply online (Online)

Select your loan amount

Enter your phone number and verify via OTP

Submit a simple application form

2

Fill in Brief Information

Fill out the application form

Upload IC & selfie

3

Review & Approval

Checks are made quickly

Approval in as little as a few minutes

4

Sign the Agreement

Check loan offers

Verify through OTP

5

Receive money quickly

Receive your money via online transfer

Choose your favorite bank

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Trusted by 100,000 customers

Mohamad

"I recently contracted COVID-19 and needed some money to pay my rent as I was unable to work while I was infected. Luckily, there is help with your credit and I was able to apply for a loan through my mobile phone and it was approved quickly. It helped me get back on my feet after I recovered."

- Mohamad, Grab driver
Lee Bin Keat

"I need some money to buy a new laptop. Since I am a freelancer, it is difficult to get a credit card or personal loan. However, with Help with Credit, it helped me easily get the cash that allowed me to buy a new laptop for work."

- Lee Bin Keat, user
Ong Hei yao

"Not long ago I needed some urgent money to repair my car, and with the help of your credit, I was able to get immediate funds for the repairs. The application process was easy, and the repayment details and interest costs were transparent."

- Ong Hei yao, pekerja
Dr Ong Cheng Boon

"Belajar daripada rakan sebilik tentang membantu dengan kredit anda. Saya kagum dengan proses mudah mendapatkan pinjaman peribadi melalui aplikasi mudah alih. Perkhidmatan pelanggan 24/7 sangat membantu semasa proses permohonan."

- Dr Ong Cheng Boon, user
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FAQ

What are the requirements to apply for a loan?▼

Hong Kong residents aged 18 or above, regardless of employment status or income level, are eligible to apply for a loan with Help You Credit.

What documents do I need to provide? ▼

Applicants are required to provide identification documents, proof of address, and proof of income (if applicable). Some customers may be exempt from providing proof of income.

How do you calculate interest? ▼

Interest is calculated based on the loan amount, repayment period, and individual credit profile. You will be informed of the actual interest rate during the application process.

Is a guarantor required? ▼

No guarantor is required to apply for a loan with Help You Credit. The application process is simple and fast.